World Harvest Church v. Grange Mut. Cas. Co. (Slip Opinion)

{¶ 1} In this appeal, we address whether an abuse or molestation exclusion in a commercial liability insurance policy excludes coverage for an award of damages based on the insured’s vicarious liability for a claim arising from its employee’s physical abuse of a child in the insured’s care and custody. We conclude that it does. Because we hold that coverage is excluded, we also conclude that the policy does not provide coverage for an award of attorney fees or postjudgment interest arising from the award of damages.

Relevant Background

The Underlying Lawsuit

{¶ 2} In May 2006, Michael and Lacey…