Talbert v. U.S. Bank, N.A.

Annabelle Clinton Imber, Justice.

The instant appeal arises from a complaint filed by Appellee U.S. Bank, N.A., seeking payment by Appellant Debra Talbert of an overdraft balance. The balance originated when a check in the amount of $84,457.57, deposited by Talbert with a U.S. Bank branch, was dishonored by the drawee bank because the payee line was alleged to have been altered. The Pulaski County Circuit Court granted summary judgment in favor of U.S. Bank, concluding that Talbert breached the transfer warranties under Ark. Code Ann. § 4-4-207 (Repl. 2001 & Supp. 2007), and dismissed…