Hardy v. Beneficial Life Insurance Co.

GREENWOOD, Judge:

Appellant Beneficial Life Insurance Company (Benéficial Life) appeals a final judgment awarding Terri C. Hardy insurance benefits for the accidental death of her husband, Bryce W. Hardy (Hardy). We affirm.

This case was presented to the trial court on stipulated facts, which are summarized below. Hardy died on September 10, 1981, as a result of narcotic intoxication. Prior to his death, Hardy suffered from and had received treatment for drug dependency and abuse. From 1973 to 1976, he used and abused Darvon. He was repeatedly warned by his physician that he was using excessive…