Einerson v. Wisconsin Tornado Mutual Insurance

There is no dispute as to the facts. So far as material to the point which is decisive on this appeal, they are as follows: Appellant is a mutual wind-storm insurance company incorporated under ch. 89, Wisconsin Statutes of 1898. On June 3, 1925, respondent paid to appellant the required policy fee and an advance premium, whereupon he became a member of the company, and it issued to him its certificate or policy of insurance against loss by wind-storm, covering his dwelling house and contents for the term of five years. Sec. 7 of the by-laws, which were a part of the contract, authorized the…