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Legal Opinion

New Century Financial Services Inc. v. Oughla

New Jersey Superior Court Appellate Division

Decided March 5, 2014PublishedCited by 21 opinions

1Opinion of the Court

The opinion of the court was delivered by

ACCURSO, J.A.D.

In these two appeals, calendared back-to-back and consolidated here, we consider the proofs necessary for plaintiffs to prevail on summary judgment in an action to collect an assigned debt on a closed and charged-off credit card account. Plaintiffs are debt buyers. Debt buyers purchase charged-off credit card debts from the card issuers or other debt buyers and attempt to collect the debts, that is, the amount due the card issuer when it charged-off the account, or re-sell them to other debt buyers.1 Plaintiffs obtained summary judgments…

2Cases cited48 opinions

  1. Brill v. Guardian Life Insurance Co. of AmericaSupreme Court of New Jersey · 1995
  2. Estate of Hanges v. Metropolitan Property & Casualty InsuranceSupreme Court of New Jersey · 2010
  3. Henry v. New Jersey Department of Human ServicesSupreme Court of New Jersey · 2010
  4. Capital Fin. Co. of Delaware Valley, Inc. v. AsterbadiNew Jersey Superior Court Appellate Division · 2008
  5. Wells Fargo Bank, N.A. v. FordNew Jersey Superior Court Appellate Division · 2011

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3Cited by21 opinions

  1. AIDA MINEROS VS. DIANA LONDON (L-3794-13, HUDSON COUNTY AND STATEWIDE)New Jersey Superior Court Appellate Division · 2018
  2. DAWN O'CONNELL VS. GERARD O'CONNELL (FM-14-1541-13, MORRIS COUNTY AND STATEWIDE)New Jersey Superior Court Appellate Division · 2019
  3. HSBC BANK USA, N.A., ETC. VS. SARAH G. LAKS U.S. BANK TRUST, N.A., ETC. VS. SARAH G. LAKS (F-006955-16 AND F-041499-14, MERCER COUNTY AND STATEWIDE)(CONSOLIDATED)New Jersey Superior Court Appellate Division · 2018
  4. MTGLQ INVESTORS LP VS. EILEEN BRYLINSKI (F-007226-17, MIDDLESEX COUNTY AND STATEWIDE)New Jersey Superior Court Appellate Division · 2020
  5. Mazie Green v. Portfolio Recovery Associates, LLCCourt of Appeals of Virginia · 2024

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