HSBC BANK USA, N.A., ETC. VS. SARAH G. LAKS U.S. BANK TRUST, N.A., ETC. VS. SARAH G. LAKS (F-006955-16 AND F-041499-14, MERCER COUNTY AND STATEWIDE)(CONSOLIDATED)

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3. SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION DOCKET NOS. A-5577-16T1 A-0124-17T1 HSBC BANK USA, N.A., as Trustee for NOMURA ASSET ACCEPTANCE CORPORATION ALTERNATIVE LOAN TRUST, Series 2004-AP3, Plaintiff-Respondent, v. SARAH G. LAKS, Defendant-Appellant, and PNC BANK, N.A., NEW JERSEY DIVISION OF TAXATION,…