Nault v. West Bend Mutual Insurance

¶ 1. Henry and Lisa Nault 1 appeal a summary judgment holding their West Bend Mutual Insurance Company umbrella policy does not provide excess underinsured motorist (UIM) coverage. They argue the policy is contextually ambiguous. They also contend the court should have held there was coverage because West Bend failed to give proper notice of the availability of excess UIM coverage in violation of Wis. Stat. § 632.32(4m). 2

¶ 2. We agree with the circuit court's determination that the West Bend umbrella policy is not contextually ambiguous. However, we conclude Wis. Stat. § 632.32(4m) required…