Marchand ex rel. Marchand v. Safeco Insurance Co. of America

KENT E. KAROHL, Judge.

Ryan Marchand (Marchand), by and through his next friend Patricia Marchand, sued Safeco Insurance Company (Safeco), for injuries he sustained as a passenger in an automobile accident. Marchand sued under the uninsured motorist provisions of an automobile policy Safeco issued to his parents. The trial court granted summary judgment for Safeco after finding Mar-chand was “using” the automobile as a passenger and concluding the Safeco policy excluded coverage for a person “using a vehicle without a reasonable belief that that person has permission to do so.” Marchand argues…