Legal Opinion

Federal Trade Commission v. Keith H. Gill Richard Murkey

Court of Appeals for the Ninth Circuit

Decided September 12, 2001No. 00-55122, 00-55123PublishedCited by 80 opinions

1Opinion of the Court

PAEZ, Circuit Judge:

It has been said that bad credit is like a “Scarlet Letter.” 1 As Americans’ reliance on credit has increased, so-called “credit repair climes” have emerged, preying on individuals desperate to improve their credit records. These organizations typically promise they can have any negative information removed permanently from any credit report ... for a fee. On September 30, 1996, Congress enacted the Credit Repair Organizations Act (“CRO Act”), 15 U.S.C. §§ 1679 — 1679j, to ensure that the clinics provide potential customers with the information needed to decide whether to…

2Cases cited11 opinions

  1. Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
  2. Landis v. North American Co.Supreme Court of the United States · 1936
  3. Gilbrook v. City of WestminsterCourt of Appeals for the Ninth Circuit · 1999
  4. Balint v. Carson CityCourt of Appeals for the Ninth Circuit · 1999
  5. Hoeun Yong v. Immigration and Naturalization Service,opinionCourt of Appeals for the Ninth Circuit · 2000

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3Cited by80 opinions

  1. Federal Trade Commission v. StefanchikCourt of Appeals for the Ninth Circuit · 2009
  2. Federal Trade Commission v. E.M.A. Nationwide, Inc.Court of Appeals for the Sixth Circuit · 2014
  3. LVRC HOLDINGS LCC v. BrekkaCourt of Appeals for the Ninth Circuit · 2009
  4. Gonzales v. Arrow Financial Services, LLCCourt of Appeals for the Ninth Circuit · 2011
  5. In re Sony Gaming Networks & Customer Data Security Breach LitigationDistrict Court, S.D. California · 2014

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