In Re Lubonovic

Applicant asserts that the Board to Determine Fitness of Bar Applicants erred in denying him a certificate of fitness to practice law. We affirm.

Applicant was president of Heritage National Mortgage Company, a “loan originating” enterprise. In March of 1977, he became sole owner of the company. Approximately one year later, Heritage filed a voluntary petition for bankruptcy.

Shortly after the company’s demise, applicant applied for a certificate of fitness to practice law. His application was tentatively denied on the ground that he had engaged in certain questionable practices while operating…