Hyderi v. Washington Mutual Bank, FA

MEMORANDUM OPINION AND ORDER DENYING PLAINTIFFS’ MOTION FOR CLASS CERTIFICATION

FILIP, District Judge.

Plaintiffs, Mohammed Hyderi and Niloufer Hyderi (“Plaintiffs”), who have a residential *393mortgage loan serviced by Washington Mutual Bank, FA (“Washington Mutual”), have sued Washington Mutual in this putative class action. Plaintiffs allege that Washington Mutual has or had a policy of not paying insurance bills out of a borrower’s escrow account unless it receives a bill from the insurer, which the Plaintiffs deem “No Bill/No Pay.” Plaintiffs maintain that “No Bill/No Pay” violates 12 U.S.C. §…