Legal Opinion
Metropolitan Life Insurance v. Smith
Court of Appeals of Georgia
Decided January 17, 1934No. 23018PublishedCited by 20 opinions
1Opinion of the CourtJenkins, P. J.
1. “The punctual payment of insurance premiums, as and when due, is of the essence of the contract of insurance, and a failure to make such payment in strict compliance with the terms of the contract, in the absence of a waiver expressly made or arising by reasonable implication, results in a forfeiture of the policy.” Plumer v. Continental Casualty Co., 12 Ga. App. 594 (77 S. E. 917) ; Illinois Life Ins. Co. v. McKay, 6 Ga. App. 285, 289 (64 S. E. 1131). After a default in the payment of a life-insurance premium, and a consequent lapse of the policy, notice to the insured of the default and…
2Cases cited12 opinions
- Slocum v. New York Life InsuranceSupreme Court of the United States · 1913
- Williams v. Empire Mutual Annuity & Life InsuranceCourt of Appeals of Georgia · 1910
- Bank of Commerce v. New York Life InsuranceSupreme Court of Georgia · 1906
- Plumer v. Continental Casualty Co.Court of Appeals of Georgia · 1913
- Illinois Life Insurance v. McKayCourt of Appeals of Georgia · 1909
7 more not listed; retrieve them via the Exa API.
3Cited by20 opinions
- Buffalo Insurance v. Star Photo Finishing Co.Court of Appeals of Georgia · 1969
- National Life & Accident Insurance v. ParkerCourt of Appeals of Georgia · 1942
- Lankford v. State Life InsuranceCourt of Appeals of Georgia · 1938
- American International Life Insurance v. HartsfieldCourt of Appeals of Georgia · 1978
- Lamar v. Ætna Life Ins.Court of Appeals for the Tenth Circuit · 1936
15 more not listed; retrieve them via the Exa API.