John Hancock Mutual Life Insurance v. Ramey

The appellee, Effie Ramey, was the beneficiary in an insurance policy in the amount of $1,000, issued by tbe appellant company on tbe life of Burie Bamey, daughter of appellee. The policy was applied for, the first premium paid thereon and it was delivered to the insured in the City of Detroit, State of Michigan, on the first day of October, 1938. The policy was the kind known as a non-medical policy, that is to say, the applicant for the insurance was not examined !by any physician, but the company relied upon statements made by the applicant in regard to her health and physical condition.…