Babin v. State Farm Mutual Automobile Insurance Co.

STEPHEN J. WINDHORST, Judge.

| ^Plaintiffs, Rachel Babin wife of/and Royal Babin, filed suit for damages after their car was rear-ended by a car driven by defendant Matthew DeSalvo. Defendant State Farm was named in two capacities; as the automobile liability insurer of DeSalvo, and also as the uninsured/under-insured motorist liability insurer for plaintiffs.

Prior to trial, Mrs. Babin stipulated that her damages were $50,000.00 or less. Trial was bifurcated, with the issue of Mrs. Babin’s damages presented to the trial judge and the issue of Mr. Babin’s damages presented to the jury. At the…