Ryan v. Woman's Benefit Ass'n of the MacCabees

From and after April, 1899, Sarah A. Jones held a $2000 fraternal insurance policy (called a benefit certificate), issued by defendant, with insured’s children named thereon as beneficiaries, among whom was the plaintiff, insured’s eldest daughter. Becoming unable to keep up the payments on the policy, insured agreed with plaintiff that if the latter would keep them up, insured would make plaintiff sole beneficiary and would not thereafter change the beneficiary. Pursuant to that agreement, Mrs. Jones, on October 2, 1903, exchanged the policy for a similar one for $2000 in which plaintiff was…