Kedzior v. Norwest Bank Minnesota, National Ass'n

OPINION

KALITOWSKI, Presiding Judge.

Appellant Ruth Seelen, on behalf of Richard Kedzior, seeks review of the district court’s judgment granting respondent’s motion to dismiss for failure to state a claim. Appellants contend the district court erred in construing the term “collect” in Minn.Stat. § 168.74 (1990) of the Motor Vehicle Retail Installment Sales Act (MVRISA), as requiring actual receipt of an excessive deferral fee to constitute a violation under the statute.

FACTS

In 1987, Richard Kedzior entered into a motor vehicle retail installment contract with the Bloomington Chrysler Plymouth…