West v. Farm Bureau Mutual Insurance

This action is based upon defendant’s refusal to honor a claim under a fire insurance policy issued to the plaintiffs, West. The trial court after hearing arguments granted defendant’s motion for summary judgment and all plaintiffs appeal.

The Wests were the purchasers of certain farm property from plaintiffs Lunsted on a land contract. The real property subject to that land contract as well as certain personal property owned by the Wests was insured under a fire insurance policy written by defendant. On July 25, 1973, a fire destroyed portions of that property.

In accordance with the contract,…