Kane v. North Carolina Teachers' & State Employees' Comprehensive Major Medical Plan

STEPHENS, Judge.

Procedural History and Factual Background

This appeal arises from an insurer’s denial of an insured’s requests for reimbursement for medical procedures and prescriptions. In late 2007, Plaintiff Elizabeth A. Kane, a forty-one-year-old employee of the *387State of North Carolina, determined that she wanted to have one or more biological children. Because Plaintiff was not in a romantic relationship with a male partner, she anticipated using donor sperm and artificial insemination to become pregnant. Plaintiff’s gynecologist referred her to Carolina Conceptions, a fertility clinic,…