Harleysville Mutual Insurance v. Zurich-American Insurance

TYSON, Judge.

I. Background

On 12 July 1999, an employee of Briggs, Inc. d/b/a Briggs & Sons Tire (“Briggs”) was test driving a car owned by Frank Consolidated Enterprises, Inc. d/b/a Wheels, Inc. (“Wheels, Inc.”) and leased to Nationwide Mutual Insurance Company (“Nationwide”) when he collided with an automobile owned and operated by Helen Harris. Harris sustained injuries as a result of the accident and filed a lawsuit against Briggs, Wheels, Inc., and Nationwide, Harris v. Briggs in Cumberland County. Wheels, Inc. and Nationwide settled with Harris prior to trial. The jury awarded $1.5…