Pagenkoff v. Patrons' Mutual Fire Insurance

The defendant is a farmers’ mutual fire insurance company. The plaintiff applied for insurance therein on June 1, 1914, and on the 22d of May, 1915, he made another written application for increased insurance, upon which policies were issued on or about the above dates. The articles of association of the defendant company provide that, if the property insured shall be incumbered after such policy is issued the policy is void, unless the consent of the president and secretary of the company be indorsed in writing upon the policy and signed by both of them. A similar provision is found in the…