Celina Mutual Insurance v. Citizens Insurance Co. of America

This action arises out of an accident on October 11, 1977, in which an automobile driven by Kathleen Flaherty collided with a truck driven by Nelson Verbeek. Both drivers were killed. Citizens Insurance Company of America was Verbeek’s primary insurer under a policy with a liability limit of $100,000. Celina Mutual Insurance Company was Verbeek’s insurer under a policy which made Celina responsible for liability in excess of that covered by Citizens’ policy up to a limit of $1,000,000. The parties settled for $265,000, including costs and interest, in an action brought by the estate of…