Underwriters Life Insurance Co. v. Cobb

OPINION

DORSEY, Justice.

The Underwriters Life Insurance Company appeals the judgment for Terrell and Edith Cobb arising from Underwriters’ refusal to pay Edith Cobb’s medical claim under a medical insurance contract. After trial before a jury, the Cobbs recovered $1,088,230.00, including $1,000,000.00 in punitive damages. We order a remittitur of $500,000.00 of exemplary damages, but otherwise affirm.

In 1982, Roy Fowler became an insurance agent for Underwriters. An employee of his, Donovan Cherrette, contacted Terrell and Edith Cobb and persuaded them to cancel their existing medical…