Fidelity-Southern Fire Insurance Co. v. Whitman

TUNKS, Chief Justice.

On November 20, 1963, appellee’s home and its contents were damaged by fire. On such date there was in force a fire insurance policy covering this loss, which policy was issued by appellant insurance company.

During the afternoon of November 20, 1963, after the fire, appellee and one J. R. Smith, claims manager for appellant, met at the premises and conducted a preliminary investigation of the damage done. On that occasion there was a general discussion between Smith and appellee concerning the coverage afforded by the insurance policy in question. It was generally…