Heinzelman v. State Farm Mutual Automobile Ins.

By Judge Jane Marum Roush

This declaratory judgment action came on for a bench trial on July 29, 1996, and December 30,1996. At the conclusion of the trial, the Court took the case under advisement, and counsel submitted post-trial briefs. The Court has now had the opportunity to carefully review the testimony of the witnesses, the exhibits entered into evidence, and the briefs and argument of counsel. For the reasons stated below, judgment will be entered in favor of the defendant insurance company.

Facts

The facts of this case are somewhat involved and thus will be set forth at length.1 On…