State Farm Mutual Automobile Insurance v. Wilson

OPINION

SHELLEY, Judge.

The sole question raised in this appeal is whether the underinsured provision of a motor vehicle insurance policy covers punitive damages.

The facts are undisputed. The appellee, Michael Wilson, purchased motor vehicle insurance from appellant State Farm Mutual Automobile Insurance Company (State Farm). The policy included an underin-sured endorsement, which provided:

We will pay damages for bodily injury an insured is legally entitled to collect from the owner or driver of an underin-sured motor vehicle. The bodily injury must be caused by accident arising out of the…