State Farm Mutual Automobile Insurance Co. v. Mitchell

State Farm Mutual Automobile Insurance Company appeals from a judgment entered on a jury verdict awarding Lucy D. Mitchell $5,015.88 in damages for injuries sustained in an automobile accident.

The dispositive issue presented on this appeal is stated as follows: “Is the ‘physical contact’ requirement in the ‘hit and run’ clause of the uninsured motorist provision of State Farm’s automobile liability policy in conflict with KRS 304.20-020?”

An automobile being driven by Timothy Moran crossed the grass median on Highway 1-65 and struck the automobile of Lucy D. Mitchell. Moran testified that a…