Masler v. State Farm Mutual Automobile Insurance Co.

REYNOLDS, Justice.

As this case is premised upon the uninsured motorist statute, KRS 304.20-020, which insurance is fault-based coverage, the sole issue before the Court becomes whether or not the physical contact as described in the agreed statement of facts considered by both the trial court and the Court of Appeals is sufficient to bring an occurrence within the uninsured motorist coverage of appellee’s insurance policy.

A narrow issue exists because of the following stipulation of facts:

1. Plaintiff, John G. Masler, is the named insured on a policy of automobile liability insurance sold by…