Ardt v. Titan Insurance

Plaintiffs, the coguardians of the estate of Robert Ardt, a legally incapacitated person, appeal as of right from the trial court’s order granting summary disposition pursuant to MCR 2.116(C)(10) in favor of defendant. We reverse and remand for further proceedings.

On July 10, 1995, Robert Ardt suffered severe injuries in an accident that occurred while he was driving a pickup truck. Plaintiff Rita Ardt, Robert’s mother and coguardian, was the title owner of the truck, a 1985 Chevy S10, and also of a 1987 Ford Escort. The Escort was insured through Rita’s policy with defendant, but the pickup…