Strozewski v. American Family Mutual Insurance

The briefs of the parties make it apparent that the only question on this appeal is whether, in fact, the 1954 Oldsmobile driven by Larry was a “temporary substitute automobile.” “Temporary substitute automobile,” as defined in the policy of insurance:

“. . . means an automobile or trailer while temporarily used as a substitute for the owned automobile or trailer when withdrawn from normal use because of its breakdown, repair, servicing, loss or destruction.”

It is undisputed that the Buick had been withdrawn from normal use because it was in the garage for repair. The only question thus…