Gibbs v. Employers Mutual Liability & Insurance

"WiNBORNE, I.

The question presented is whether plaintiff, as employee of William Russ, is covered by tbe provisions of tbe policy, of indemnity upon wbicb suit is based.

Tbe parties debate in this Court tbe force and effect of subsection (d) of tbe clauses of ExclusioNS. While tbe language there used appears to be clear and unambiguous, we are of opinion that tbe first hurdle plaintiff must mount is whether William Russ, separately and individually, is covered by tbe policy. Tbe policy insures North Carolina Pulp Company and William Russ from liability for damage sustained in tbe use of tbe…