Westendorf v. Pennsylvania General Insurance Co.

OPINION

NIERENGARTEN, Judge.

Pennsylvania General Insurance Company (Penn General) appeals the trial court’s judgment, entered pursuant to a directed verdict, reforming respondents’ automobile insurance policy to include underinsured motorist (UIM) coverage totalling $500,000 per person and $1,000,000 per occurrence, after stacking.

FACTS

In early 1978, respondent David Westen-dorf telephoned an insurance agent and long-time friend of the Westendorfs, to ask him if he could sell the Westendorfs auto insurance. The agent gave his notes of this telephone conversation to an underwriter in his office…