Kafi, Inc. v. Fairgate Trust

IN THE UNITED STATES DISTRICT COURT August 15, 2024 FOR THE SOUTHERN DISTRICT OF TEXAS Nathan Ochsner, Clerk HOUSTON DIVISION § KAFI, INC., § § Plaintiff, § v. § CIVIL ACTION NO. H-23-4217 § FAIRGATE TRUST, et al., § § Defendants. § § § MEMORANDUM AND OPINION I. Background In December 2005, Javier Martinez purchased a home in Houston, Texas. He paid for the home, in part, with a promissory note in the principal amount of $29,000, secured by a deed of trust. (Docket Entry No. 24-1). After a decade, Mr. Martinez’s mortgage payments were in arrears. On several dates between 2016 and 2019, Mr.…