Pamela Siino v. Foresters Life Insurance and Annuity Company

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT PAMELA SIINO, Individually and on No. 23-16176 behalf of the Class, D.C. No. Plaintiff-Appellee, 4:20-cv-02904- v. JST FORESTERS LIFE INSURANCE AND ANNUITY COMPANY, a New OPINION York Company, Defendant-Appellant. Appeal from the United States District Court for the Northern District of California Jon S. Tigar, District Judge, Presiding Argued and Submitted January 14, 2025 Pasadena, California Filed April 1, 2025 Before: JOHNNIE B. RAWLINSON and MILAN D. SMITH, JR., Circuit Judges, and JED S. RAKOFF, * District Judge.…