Franklin v. Mutual Life Ins. Co. of New York

HAWTHORNE, Justice.

The plaintiffs have appealed from a judgment denying them recovery under the double indemnity provision of a life insurance policy on the life of their brother, Jesse J. Franklin. The insurance company paid the face amount of the policy, but denied liability under the double indemnity provision.

The provision for double indemnity benefits, insofar as pertinent, reads as follows :

“The Double Indemnity will be paid upon receipt of the proof that the Insured died as a direct result of bodily injury effected solely through external, violent, and accidental means, independently…