Lui v. Essex Insur. Co.

IN THE SUPREME COURT OF THE STATE OF WASHINGTON KUT SUEN LUI and MAY FAR LUI, ) ) Petitioners, ) No. 91777-9 V. ) ) En Bane ESSEX INSURANCE COMPANY, ) Respondent. ) ) Filed JUN 0 Q 20j6 WIGGINS, J.-Kut Suen Lui and May Far Lui (the Luis) owned a building that sustained water damage after a pipe burst while the building was vacant. The Luis' insurance policy for the building limited coverage for water damage in two ways based on vacancy: coverage was suspended if the building remained vacant for 60 consecutive days and, effective at the beginning of any vacancy, there was no coverage for…