State Farm General Insurance v. Wells Fargo Bank

Opinion

SEPULVEDA, J.—

INTRODUCTION

In this subrogation action, State Farm General Insurance Company (State Farm) seeks to recover sums it paid to its insureds, a condominium association and one of the condominium owners, following a fire loss. The fire started in an adjacent apartment building, after an ignition source was placed in a trash can, and the resultant fire spread to the insureds’ condominium complex. State Farm sued the neighboring apartment building’s owner and trustee, property managers, and refuse company (collectively respondents). It is undisputed that respondents did not place…