American Family Mutual Insurance v. Jepson

HEANEY, Circuit Judge.

I

On November 10, 1994, Donia Jepson sustained extensive injuries in a car-truck collision at a rural intersection in Kingsbury County, South Dakota. Jepson was traveling in a 1985 Plymouth when the car collided with a 1976 International truck driven by Curtis Wendel. At the time, Wendel was employed by Triple F Ranch, a partnership between Kyle Gross and David Green. Gross and Green had previously been in a partnership with John Fox, who owned a $1,000,000 personal umbrella insurance policy with American Family Mutual Insurance Company (“American Family”).

Green, Gross,…