Delancey v. MedAmerica Insurance Co.

MEMORANDUM OPINION AND ORDER

Carlton W. Reeves, UNITED STATES DISTRICT JUDGE

Before the Court is the defendant’s motion to dismiss. Docket No. 9. The motion *784has been fully briefed and the Court is ready to rule.

I.Factual and Procedural History

The below allegations are drawn from the complaint and taken as true for purposes of this motion.

Velma Delancey purchased a long-term-care insurance policy from MedAmerica in 1998. Beginning in 2007, “MedAmerica approved of and paid for Mrs. Delancey’s use of privately-hired caregivers under the Alternative Care Benefit (ACB) provision of the policy for…