Digh v. Nationwide Mutual Fire Insurance

STEPHENS, Judge.

On .31 May 2002, Defendant Nationwide Mutual Fire Insurance Company (“Nationwide”) issued an insurance policy to Plaintiff F. Barry Digh (“Digh”) to cover Digh’s 1998 Eliminator 25-foot powerboat. The front page of the policy assured Digh that he “now [had] a different kind of insurance policy. One that’s readable, understandable, straight-forward.” Nevertheless, after Digh’s boat was damaged in an accident on Lake Norman in July 2002, Nationwide and Digh find themselves engaged in a dispute over the meaning of the notice provision in the policy’s “Physical Damage Coverage”…