Blanton v. Liberty Nat. Life Ins. Co.

This is an appeal from a summary judgment granted in favor of Liberty National Life Insurance Company. We reverse and remand.

On February 26, 1980, Charles D. Blanton, age 28, an agent for Liberty National, applied to Liberty National for $25,000 Estate Whole Life Insurance with accidental death benefits, and waiver of premium. The application was submitted to the company on a non-medical basis. With it Blanton paid one-twelfth of the annual premium — $6.44. He was given a receipt for temporary insurance.

The conditions shown on the receipt under which temporary insurance for a limited amount…