Crail v. Northwestern National Insurance

Richard B. Adkisson, Chief Justice.

Appellants, Harold and Darlene Crail, had been injured in an automobile accident and were paid $8,188.44 pursuant to the no fault provisions of an automobile policy issued to appellant’s employer by appellee, Northwestern National Insurance Co. Contrary to the terms of the policy, appellants were assured by appellee’s agent, James R. Ford Insurance Company, that they would not have to refund the money when they received an expected settlement from the tortfeasor. Relying on this assurance, appellants accepted and spent the money. When appellants received the…