Quincy Mutual Fire Insurance v. New York Central Mutual Fire Insurance

*295 DECISION AND ORDER

DAVID E. PEEBLES, District Judge.

This is a bad faith insurance coverage action brought by plaintiff Quincy Mutual Fire Insurance Co. (“Quincy Mutual”), the issuer of an excess liability policy, against defendant New York Central Mutual Fire Insurance Co. (“New York Central”), which in this instance serves in the role of the primary insurer. Plaintiffs claims present a minor variation on a common theme. In the typical bad faith case involving both primary and umbrella coverage, the excess carrier argues that the primary carrier could have settled the underlying dispute…