Globe Mutual Casualty Co. v. Teague

One Elbert Dwain Teague had a long record of traffic violations resulting in the suspension of his driver’s rights under the point system. His operator’s license was restored after a required test and the certification of financial responsibility as required by statute. Plaintiff, Globe Mutual Casualty Company, issued a so-called “owner’s policy” of insurance naming Teague as the insured, but only an insured while in the operation of his own car, specifically a 1963 Ford Galaxie. The certification of financial responsibility was made in connection with the issuance of this policy.

On December…