Scott Brannam and Janet Brannam, on Behalf of Themselves and All Others Similarly Situated v. Huntington Mortgage Company, an Ohio Corporation

OPINION

KENNEDY, Circuit Judge.

Plaintiffs Scott and Janet Brannam brought this purported class action suit against defendant Huntington Mortgage Company, challenging a document preparation fee routinely charged by Huntington, but not disclosed as part of the finance charge. Plaintiffs contend that Huntington’s actions violate the Truth In Lending Act (“TILA”), as well as state law. The district court granted summary judgment in favor of Huntington, and plaintiffs now appeal. For the reasons set forth below, we affirm the judgment of the district court.

I

This case involves the assessment of a…