Bechen v. Livestock State Bank (In Re Bechen)

PEDER K. ECKER, Bankruptcy Judge.

Douglas Howard Bechen and Jerry Lynne Bechen, hereinafter Debtors, filed a joint petition for an order for relief in a Chapter 7 bankruptcy. Their attorney, Robert W. Swank, filed a Complaint to Avoid Liens that impair Debtor’s exemptions pursuant to 11 U.S.C. § 522(f)(2)(A) and (B). Debtors allege that Defendant, Livestock State Bank, hereinafter Bank, has a nonpossesso-ry, nonpurchase-money security interest in tools of the trade of Debtor.

Bank’s Amended Answer by Attorney David R. Gienapp alleges: first, a general denial; second, that the money borrowed by…