In Re Gibson

MEMORANDUM OF DECISION

JAMES A. PUSATERI, Bankruptcy Judge.

In each of six cases, the debtors seek to avoid liens attaching to sundry household goods arising out of a series of notes, renewed notes and security interests given in return for loans from the creditor executed before the effective date of the Code. In each case, the final renewal note was executed after the effective date of the Code. In some cases, money advanced in the notes or renewed notes was used to purchase property in which the creditor then took a security interest.

In In Re Gibson, the debtor is represented by Roger L.…