Legal Opinion

Standard Life & Accident Insurance v. Ward

Supreme Court of Arkansas

Decided May 14, 1898PublishedCited by 9 opinions

Appeal from Sebastian Circuit Court, Fort Smith District. Edgar E. Bryant, Judge. The policy is void, because the insured made false warranties as to the character of his occupations. The insurance coinpany had a right to prescribe the conditions precedent of its contract, and the breach of any of these conditions precedent was sufficient to defeat the policy. 4 JE.

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Appeal from Sebastian Circuit Court, Fort Smith District. Edgar E. Bryant, Judge. The policy is void, because the insured made false warranties as to the character of his occupations. The insurance coinpany had a right to prescribe the conditions precedent of its contract, and the breach of any of these conditions precedent was sufficient to defeat the policy. 4 JE. L.'Cas. 484; 67 Fed. 462; 35 N. E. 105; 62 N. W. 1057; 58 Ark. 528. Also, the phrase “office work,” used in the appellee’s application, means such work as is commonly done in an office. Stand. Diet., word, “Office.” The evidence…

1Opinion of the CourtBunn, C. J.

This is a suit to recover on an accident policy the sum of $193, at the rate of $25 per week from the 21st November, 1894, to the 15th January, 1895, as an indemnity for injuries received on the 21st November, 1894, and suffered during the period aforesaid, and for being thus incapacitated, during that time, from transacting business. The suit was brought on complaint, with account attached, and the policy exhibited, in one of the justice-of-the-peace courts of Sebastian county, and, the defendant having filed its answer, judgment was for plaintiff for full amount of claim, and defendant…

2Cases cited1 opinion

  1. Murphey v. American Mutual Accident Ass'nWisconsin Supreme Court · 1895

3Cited by9 opinions

  1. Equitable Life Assurance Society of the United States v. PettidArizona Supreme Court · 1932
  2. Interstate Business Men's Accident Ass'n v. NicholsSupreme Court of Arkansas · 1920
  3. Higginbotham v. Arkansas Blue Cross and Blue ShieldSupreme Court of Arkansas · 1993
  4. Peterson v. Hudson InsuranceArizona Supreme Court · 1932
  5. Watts v. Life Insurance Company of ArkansasCourt of Appeals of Arkansas · 1990

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