In re: Richard Scott Urban

FILED APR 16 2014 1 NOT FOR PUBLICATION 2 SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. SC-13-1047-PaJuKu ) 6 RICHARD SCOTT URBAN, ) Bankr. No. 12-02444-MM7 ) 7 Debtor. ) Adv. Proc. 12-90154-MM ______________________________) 8 ) RICHARD SCOTT URBAN, ) 9 ) Appellant, ) 10 ) v. ) M E M O R A N D U M1 11 ) BCS WEST, LLC, ) 12 ) Appellee. ) 13 ______________________________) 14 Argued and Submitted on March 20, 2014 at Pasadena, California 15 Filed - April 16, 2014 16 Appeal from the United…