Benefit Trust Life Insurance v. Office of Commissioner of Insurance

Benefit Trust Life Insurance Company appeals from an order affirming a decision of the Wisconsin Commissioner of Insurance. The commissioner ordered Benefit Trust to reinstate a "stop-loss” or "excess risk” policy issued to the Universal Foundry Company which Benefit Trust had sought to terminate. The issues are: (1) whether Benefit Trust’s policy is a group policy within the meaning of sec. 632.79(2)(a), Stats., which requires an insurer to provide notices to the policyholder’s employees informing them of the date on which group benefits will be canceled; (2) whether Benefit Trust’s attempt…