Bogas v. Allstate Insurance

Plaintiff appeals as of right a Wayne Circuit Court order granting defendant’s motion for summary disposition. We affirm.

This case involves the enforceability of an exclusion contained in a personal “umbrella” liability insurance policy issued by defendant to the mother of Melissa G. Thompson (decedent). Decedent was killed in a car accident in which decedent’s boyfriend was driving an automobile owned by decedent’s mother. The exclusion at issue in the umbrella policy excluded liability coverage for personal injury to an insured. An “insured” was defined in the policy as the person named on…